Products Investment Loans Self-Employed Loans Refinance Loans Overseas Investor Loans Basic Home Loans Standard Home Loans Offset Home Loans Line of Credit Home Loans Professional Packages Overseas Borrower Loans Straightforward loans wherever you are in the world Access Australian loans to buy Australian property Great mortgage solutions if you live overseas Choice of loans available to overseas investors Non-Australian residents can borrow to purchase Australian property Australian ex-pats currently overseas can borrow for purchases or refinances Flexibility of multiple split accounts when investing in multiple properties Overseas sources of income can be used to finance your loan Easy application process Conditional approval direct from the lender can be ascertained within minutes of submitting your details online Combine your personal and investment loans in a single application to avoid unnecessary paperwork and duplication Australian loans made easy Looking for a mortgage flexible enough to set up and maintain from abroad? When Australian residential security is offered, Garry can find you a loan that gives you all the benefits of a local resident and more - like simple online transfers from your loan account, and the option to combine your Australian finances into one easy-to-manage loan account to save time and money. Easy to apply Borrowing in Australia also means that your overseas income can be recognised and you can also choose from a great range of loans to suit your needs, even if you're not an Australian resident. And with a fast application process and minimal paperwork required, applying for a home or investment loan has never been easier. For more information contact GARRY BILLETT Phone: 02 9817 8230 Mobile: 0418 963 626 Email: gbillett@bigpond.net.au Easy access to lenders in Australia Garry can source loans from local Australian and International banks which can offer you access to your loan account through worldwide ATM networks, and of course, full Internet Banking functionality. If you plan on travelling or returning to Australia, you'll still have complete access to the funds in your account and continue enjoying the benefits - wherever you are in the world. Matthew Matthew is a director and 100% shareholder of his own business in Malaysia. He wants to take advantage of growth opportunities by buying an investment property in Australia. Matthew's needs: A simple loan with maximum borrowing capacity Flexibility to manage his mortgage from anywhere (locally or overseas) An application process that recognises income from a number of sources The Solution A Basic home loan offers Matthew the flexibility of interest-only repayments with the option to redraw additional funds from his additional repayments if required. The Advantage Verify income and company net profit using declaration forms from the lender High loan to value ratio available for overseas residents This example is fictitious and for illustrative purposes only. © 2009 Business Trade Franchise Finance Pty Ltd - ABN 97 085 495 334. Australian Credit License No 388366. Garry Billett is a member of the Mortgage and Finance Association of Australia (MFAA). Garry Billett is a Justice of the Peace. This advice was prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider if it's appropriate. It is a guide only and does not take into consideration your personal financial circumstances.